> For the complete documentation index, see [llms.txt](https://faqs.thorwallet.org/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://faqs.thorwallet.org/thorwallet-card.md). # THORWallet Card THORWallet offers a new global Mastercard card experience directly within the app. The THORWallet Card allows users to spend with a virtual or physical Mastercard, top up with USDC, and use their card globally across supported countries. The card is designed for everyday crypto spending, with fast onboarding, zero USDC top-up fees, competitive FX fees, cashback on selected plans, and 24/7 in-app support ๐ŸŒ The THORWallet Card is available in 175+ countries, including the US. ๐Ÿ’ต Users can top up the card with USDC. โœ… THORWallet does not charge a USDC top-up fee. ๐Ÿ“ฑ A virtual Mastercard is available directly in the mobile app. ๐Ÿ’ณ Physical Mastercard access is available depending on the selected plan. ๐Ÿ›’ The card can be used for online payments, subscriptions, travel, and everyday purchases wherever Mastercard is accepted. โญ Premium users can access lower FX fees, higher limits, cashback, and priority support. ๐Ÿš€ $TITN stakers receive higher cashback benefits. {% hint style="info" %} ๐Ÿ“ Card availability depends on the userโ€™s country of residence, verification status, and applicable eligibility requirements. {% endhint %} #### THORWallet Card Plans THORWallet offers different card plans with different benefits, limits, and fees. Users can start with the free Basic plan for virtual card access, or upgrade to Premium for lower fees, cashback, higher monthly limits, priority support, and physical card access on request.

Basic Card

Premium Card

PlanBasicPremium
CostFree$6.25/month, billed yearly
Cost per yearFree$75/year
Card typeVirtual MastercardVirtual + Physical Mastercard on request
Physical cardNot includedAvailable on-demand
Cashback0%Up to 2%*
USDC top-up fee0%0%
FX fee markup1.5%0.5%
ATM withdrawal markup*$1 + 0.95%$1 + 0.65%
Monthly limit$12,500*$125,000
24/7 in-app chat supportStandardPriority
Availability175+ countries, including the US175+ countries, including the US
Additional benefits-Higher cashback for eligible $TITN stakers
{% hint style="info" icon="dollar-sign" %} **Note:** Basic users receive an initial monthly card limit of $12,500 after completing the standard verification required during card setup. If a user reaches or exceeds this limit, they may be prompted in the app to complete an additional questionnaire to request higher limits. Once the additional review is completed and approved, the Basic card limits can be increased to match the Premium card limits. {% endhint %} #### Transaction Limits | Transaction Type | Basic | Premium | | ------------------- | -------: | -------: | | POS per transaction | $25,000 | $25,000 | | POS daily limit | $62,500 | $62,500 | | POS monthly limit | $125,000 | $125,000 | | ATM per transaction | $3,125 | $3,125 | | ATM daily limit | $12,500 | $12,500 | | ATM monthly limit | $25,000 | $25,000 | #### Cashback and Rewards ๐Ÿ’ธ **Premium users** can earn cashback based on their monthly card spend. The cashback percentage increases as the userโ€™s monthly spend increases. | Spend Tier | Monthly Spend | Cashback | | ---------- | ------------: | -------: | | Tier 1 | $0 โ€“ $100 | 1.0% | | Tier 2 | $100 โ€“ $500 | 1.5% | | Tier 3 | $500 โ€“ $1,000 | 1.75% | | Tier 4 | $1,000+ | 2.0% | Cashback rewards are also subject to a monthly cap based on the userโ€™s $TITN staking tier. | Stake Tier | Requirement | Monthly Cashback Cap | | ---------- | ---------------------: | -------------------: | | Standard | No staking requirement | $5 | | Community | 10,000 $TITN | $10 | | Community+ | 100,000 $TITN | $15 | > ### ๐ŸŒ **Available Countries** > > ๐Ÿ‡ฆ๐Ÿ‡ซ Afghanistan, ๐Ÿ‡ฆ๐Ÿ‡ฑ Albania, ๐Ÿ‡ฆ๐Ÿ‡ฉ Andorra, ๐Ÿ‡ฆ๐Ÿ‡ฎ Anguilla, ๐Ÿ‡ฆ๐Ÿ‡ฌ Antigua & Barbuda, ๐Ÿ‡ฆ๐Ÿ‡ท Argentina, ๐Ÿ‡ฆ๐Ÿ‡ฒ Armenia, ๐Ÿ‡ฆ๐Ÿ‡ผ Aruba, ๐Ÿ‡ฆ๐Ÿ‡บ Australia, ๐Ÿ‡ฆ๐Ÿ‡น Austria, ๐Ÿ‡ฆ๐Ÿ‡ฟ Azerbaijan, ๐Ÿ‡ง๐Ÿ‡ธ Bahamas, ๐Ÿ‡ง๐Ÿ‡ญ Bahrain, ๐Ÿ‡ง๐Ÿ‡ฉ Bangladesh, ๐Ÿ‡ง๐Ÿ‡ง Barbados, ๐Ÿ‡ง๐Ÿ‡ช Belgium, ๐Ÿ‡ง๐Ÿ‡ฟ Belize, ๐Ÿ‡ง๐Ÿ‡ฏ Benin, ๐Ÿ‡ง๐Ÿ‡ฒ Bermuda, ๐Ÿ‡ง๐Ÿ‡ฆ Bosnia and Herzegovina, ๐Ÿ‡ง๐Ÿ‡ผ Botswana, ๐Ÿ‡ง๐Ÿ‡ณ Brunei, ๐Ÿ‡ง๐Ÿ‡ฎ Burundi, ๐Ÿ‡ฐ๐Ÿ‡ญ Cambodia, ๐Ÿ‡จ๐Ÿ‡ฆ Canada, ๐Ÿ‡ฐ๐Ÿ‡พ Cayman Islands, ๐Ÿ‡จ๐Ÿ‡ซ Central African Republic, ๐Ÿ‡น๐Ÿ‡ฉ Chad, ๐Ÿ‡จ๐Ÿ‡ฑ Chile, ๐Ÿ‡จ๐Ÿ‡ณ China, ๐Ÿ‡จ๐Ÿ‡ด Colombia, ๐Ÿ‡ฐ๐Ÿ‡ฒ Comoros, ๐Ÿ‡จ๐Ÿ‡ท Costa Rica, ๐Ÿ‡ญ๐Ÿ‡ท Croatia, ๐Ÿ‡จ๐Ÿ‡บ Cuba, ๐Ÿ‡จ๐Ÿ‡ผ Curaรงao, ๐Ÿ‡จ๐Ÿ‡พ Cyprus, ๐Ÿ‡จ๐Ÿ‡ฟ Czech Republic, ๐Ÿ‡ฉ๐Ÿ‡ฐ Denmark, ๐Ÿ‡ฉ๐Ÿ‡ฏ Djibouti, ๐Ÿ‡ฉ๐Ÿ‡ฒ Dominica, ๐Ÿ‡ฉ๐Ÿ‡ด Dominican Republic, ๐Ÿ‡ช๐Ÿ‡จ Ecuador, ๐Ÿ‡ช๐Ÿ‡ฌ Egypt, ๐Ÿ‡ธ๐Ÿ‡ป El Salvador, ๐Ÿ‡ฌ๐Ÿ‡ถ Equatorial Guinea, ๐Ÿ‡ช๐Ÿ‡ท Eritrea, ๐Ÿ‡ช๐Ÿ‡ช Estonia, ๐Ÿ‡ธ๐Ÿ‡ฟ Eswatini, ๐Ÿ‡ช๐Ÿ‡น Ethiopia, ๐Ÿ‡ซ๐Ÿ‡ฏ Fiji, ๐Ÿ‡ซ๐Ÿ‡ฎ Finland, ๐Ÿ‡ซ๐Ÿ‡ท France, ๐Ÿ‡ฌ๐Ÿ‡ฆ Gabon, ๐Ÿ‡ฌ๐Ÿ‡ฒ Gambia, ๐Ÿ‡ฌ๐Ÿ‡ช Georgia, ๐Ÿ‡ฉ๐Ÿ‡ช Germany, ๐Ÿ‡ฌ๐Ÿ‡ญ Ghana, ๐Ÿ‡ฌ๐Ÿ‡ฎ Gibraltar, ๐Ÿ‡ฌ๐Ÿ‡ท Greece, ๐Ÿ‡ฌ๐Ÿ‡ฉ Grenada, ๐Ÿ‡ฌ๐Ÿ‡ฌ Guernsey, ๐Ÿ‡ฌ๐Ÿ‡ณ Guinea, ๐Ÿ‡ฌ๐Ÿ‡ผ Guinea-Bissau, ๐Ÿ‡ฌ๐Ÿ‡พ Guyana, ๐Ÿ‡ญ๐Ÿ‡ณ Honduras, ๐Ÿ‡ญ๐Ÿ‡ฐ Hong Kong, ๐Ÿ‡ญ๐Ÿ‡บ Hungary, ๐Ÿ‡ฎ๐Ÿ‡ธ Iceland, ๐Ÿ‡ฎ๐Ÿ‡ณ India, ๐Ÿ‡ฎ๐Ÿ‡ฉ Indonesia, ๐Ÿ‡ฎ๐Ÿ‡ถ Iraq, ๐Ÿ‡ฎ๐Ÿ‡ช Ireland, ๐Ÿ‡ฎ๐Ÿ‡ฒ Isle of Man, ๐Ÿ‡ฎ๐Ÿ‡ฑ Israel, ๐Ÿ‡ฎ๐Ÿ‡น Italy, ๐Ÿ‡ฏ๐Ÿ‡ฒ Jamaica, ๐Ÿ‡ฏ๐Ÿ‡ต Japan, ๐Ÿ‡ฏ๐Ÿ‡ช Jersey, ๐Ÿ‡ฏ๐Ÿ‡ด Jordan, ๐Ÿ‡ฐ๐Ÿ‡ฟ Kazakhstan, ๐Ÿ‡ฐ๐Ÿ‡ฎ Kiribati, ๐Ÿ‡ฝ๐Ÿ‡ฐ Kosovo, ๐Ÿ‡ฐ๐Ÿ‡ผ Kuwait, ๐Ÿ‡ฐ๐Ÿ‡ฌ Kyrgyzstan, ๐Ÿ‡ฑ๐Ÿ‡ป Latvia, ๐Ÿ‡ฑ๐Ÿ‡ธ Lesotho, ๐Ÿ‡ฑ๐Ÿ‡ท Liberia, ๐Ÿ‡ฑ๐Ÿ‡พ Libya, ๐Ÿ‡ฑ๐Ÿ‡ฎ Liechtenstein, ๐Ÿ‡ฑ๐Ÿ‡น Lithuania, ๐Ÿ‡ฑ๐Ÿ‡บ Luxembourg, ๐Ÿ‡ฒ๐Ÿ‡ด Macao, ๐Ÿ‡ฒ๐Ÿ‡ฌ Madagascar, ๐Ÿ‡ฒ๐Ÿ‡พ Malaysia, ๐Ÿ‡ฒ๐Ÿ‡ป Maldives, ๐Ÿ‡ฒ๐Ÿ‡ฑ Mali, ๐Ÿ‡ฒ๐Ÿ‡น Malta, ๐Ÿ‡ฒ๐Ÿ‡ญ Marshall Islands, ๐Ÿ‡ฒ๐Ÿ‡ท Mauritania, ๐Ÿ‡ฒ๐Ÿ‡บ Mauritius, ๐Ÿ‡ฒ๐Ÿ‡ฝ Mexico, ๐Ÿ‡ซ๐Ÿ‡ฒ Micronesia, ๐Ÿ‡ฒ๐Ÿ‡ฉ Moldova, ๐Ÿ‡ฒ๐Ÿ‡ณ Mongolia, ๐Ÿ‡ฒ๐Ÿ‡ช Montenegro, ๐Ÿ‡ฒ๐Ÿ‡ธ Montserrat, ๐Ÿ‡ฒ๐Ÿ‡ฆ Morocco, ๐Ÿ‡ณ๐Ÿ‡ท Nauru, ๐Ÿ‡ณ๐Ÿ‡ฑ Netherlands, ๐Ÿ‡ณ๐Ÿ‡ฟ New Zealand, ๐Ÿ‡ณ๐Ÿ‡ฎ Nicaragua, ๐Ÿ‡ณ๐Ÿ‡บ Niue, ๐Ÿ‡ฒ๐Ÿ‡ฐ North Macedonia, ๐Ÿ‡ณ๐Ÿ‡ด Norway, ๐Ÿ‡ต๐Ÿ‡ฐ Pakistan, ๐Ÿ‡ต๐Ÿ‡ผ Palau, ๐Ÿ‡ต๐Ÿ‡ฆ Panama, ๐Ÿ‡ต๐Ÿ‡ฌ Papua New Guinea, ๐Ÿ‡ต๐Ÿ‡พ Paraguay, ๐Ÿ‡ต๐Ÿ‡ช Peru, ๐Ÿ‡ต๐Ÿ‡ญ Philippines, ๐Ÿ‡ต๐Ÿ‡ฑ Poland, ๐Ÿ‡ต๐Ÿ‡น Portugal, ๐Ÿ‡ต๐Ÿ‡ท Puerto Rico, ๐Ÿ‡ถ๐Ÿ‡ฆ Qatar, ๐Ÿ‡จ๐Ÿ‡ฌ Republic of the Congo, ๐Ÿ‡ท๐Ÿ‡ด Romania, ๐Ÿ‡ท๐Ÿ‡ผ Rwanda, ๐Ÿ‡ฐ๐Ÿ‡ณ Saint Kitts and Nevis, ๐Ÿ‡ฑ๐Ÿ‡จ Saint Lucia, ๐Ÿ‡ป๐Ÿ‡จ Saint Vincent and the Grenadines, ๐Ÿ‡ธ๐Ÿ‡ฒ San Marino, ๐Ÿ‡ธ๐Ÿ‡น Sรฃo Tomรฉ and Prรญncipe, ๐Ÿ‡ธ๐Ÿ‡ฆ Saudi Arabia, ๐Ÿ‡ธ๐Ÿ‡ณ Senegal, ๐Ÿ‡ท๐Ÿ‡ธ Serbia, ๐Ÿ‡ธ๐Ÿ‡จ Seychelles, ๐Ÿ‡ธ๐Ÿ‡ฑ Sierra Leone, ๐Ÿ‡ธ๐Ÿ‡ฌ Singapore, ๐Ÿ‡ธ๐Ÿ‡ฐ Slovakia, ๐Ÿ‡ธ๐Ÿ‡ฎ Slovenia, ๐Ÿ‡ธ๐Ÿ‡ง Solomon Islands, ๐Ÿ‡ธ๐Ÿ‡ด Somalia, ๐Ÿ‡ช๐Ÿ‡ธ Spain, ๐Ÿ‡ฑ๐Ÿ‡ฐ Sri Lanka, ๐Ÿ‡ธ๐Ÿ‡ฉ Sudan, ๐Ÿ‡ธ๐Ÿ‡ท Suriname, ๐Ÿ‡ธ๐Ÿ‡ช Sweden, ๐Ÿ‡จ๐Ÿ‡ญ Switzerland, ๐Ÿ‡น๐Ÿ‡ผ Taiwan, ๐Ÿ‡น๐Ÿ‡ฏ Tajikistan, ๐Ÿ‡น๐Ÿ‡ฟ Tanzania, ๐Ÿ‡น๐Ÿ‡ญ Thailand, ๐Ÿ‡น๐Ÿ‡ฑ Timor-Leste, ๐Ÿ‡น๐Ÿ‡ฌ Togo, ๐Ÿ‡น๐Ÿ‡ด Tonga, ๐Ÿ‡น๐Ÿ‡น Trinidad and Tobago, ๐Ÿ‡น๐Ÿ‡ณ Tunisia, ๐Ÿ‡น๐Ÿ‡ท Turkey, ๐Ÿ‡น๐Ÿ‡ฒ Turkmenistan, ๐Ÿ‡น๐Ÿ‡จ Turks and Caicos Islands, ๐Ÿ‡น๐Ÿ‡ป Tuvalu, ๐Ÿ‡บ๐Ÿ‡ฌ Uganda, ๐Ÿ‡บ๐Ÿ‡ฆ Ukraine, ๐Ÿ‡ฆ๐Ÿ‡ช United Arab Emirates, ๐Ÿ‡ฌ๐Ÿ‡ง United Kingdom, ๐Ÿ‡บ๐Ÿ‡ธ United States, ๐Ÿ‡บ๐Ÿ‡พ Uruguay, ๐Ÿ‡บ๐Ÿ‡ฟ Uzbekistan, ๐Ÿ‡ป๐Ÿ‡บ Vanuatu, ๐Ÿ‡ป๐Ÿ‡ฆ Vatican City, ๐Ÿ‡ฟ๐Ÿ‡ฒ Zambia, and ๐Ÿ‡ฟ๐Ÿ‡ผ Zimbabwe. {% hint style="warning" %} The new THORWallet Card is separate from the existing [THORWallet Mastercard and IBAN product](/thorwallet-iban-mastercard.md). The new card is designed to offer broader global availability, easier onboarding, lower FX and top-up fees, and cashback benefits for Premium tier users. Users can have both products at the same time, as long as they are eligible for each product based on country availability, and verification requirements. {% endhint %} --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://faqs.thorwallet.org/thorwallet-card.md?ask= ``` The question should be specific, self-contained, and written in natural language. 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