THORWallet Card

THORWallet offers a new global Mastercard card experience directly within the app. The THORWallet Card allows users to spend with a virtual or physical Mastercard, top up with USDC, and use their card globally across supported countries.

The card is designed for everyday crypto spending, with fast onboarding, zero USDC top-up fees, competitive FX fees, cashback on selected plans, and 24/7 in-app support

🌍 The THORWallet Card is available in 175+ countries, including the US.

💵 Users can top up the card with USDC.

✅ THORWallet does not charge a USDC top-up fee.

📱 A virtual Mastercard is available directly in the mobile app.

💳 Physical Mastercard access is available depending on the selected plan.

🛒 The card can be used for online payments, subscriptions, travel, and everyday purchases wherever Mastercard is accepted.

⭐ Premium users can access lower FX fees, higher limits, cashback, and priority support.

🚀 $TITN stakers receive higher cashback benefits.

📍 Card availability depends on the user’s country of residence, verification status, and applicable eligibility requirements.

THORWallet Card Plans

THORWallet offers different card plans with different benefits, limits, and fees. Users can start with the free Basic plan for virtual card access, or upgrade to Premium for lower fees, cashback, higher monthly limits, priority support, and physical card access on request.

Basic Card

Premium Card

Plan	Basic	Premium
Cost	Free	$6.25/month, billed yearly
Cost per year	Free	$75/year
Card type	Virtual Mastercard	Virtual + Physical Mastercard on request
Physical card	Not included	Available on-demand
Cashback	0%	Up to 2%*
USDC top-up fee	0%	0%
FX fee markup	1.5%	0.5%
ATM withdrawal markup*	$1 + 0.95%	$1 + 0.65%
Monthly limit	$12,500*	$125,000
24/7 in-app chat support	Standard	Priority
Availability	175+ countries, including the US	175+ countries, including the US
Additional benefits	-	Higher cashback for eligible $TITN stakers

Note: Basic users receive an initial monthly card limit of $12,500 after completing the standard verification required during card setup.

If a user reaches or exceeds this limit, they may be prompted in the app to complete an additional questionnaire to request higher limits.

Once the additional review is completed and approved, the Basic card limits can be increased to match the Premium card limits.

Transaction Limits

Transaction Type	Basic	Premium
POS per transaction	$25,000	$25,000
POS daily limit	$62,500	$62,500
POS monthly limit	$125,000	$125,000
ATM per transaction	$3,125	$3,125
ATM daily limit	$12,500	$12,500
ATM monthly limit	$25,000	$25,000

Cashback and Rewards 💸

Premium users can earn cashback based on their monthly card spend. The cashback percentage increases as the user’s monthly spend increases.

Spend Tier	Monthly Spend	Cashback
Tier 1	$0 – $100	1.0%
Tier 2	$100 – $500	1.5%
Tier 3	$500 – $1,000	1.75%
Tier 4	$1,000+	2.0%

Cashback rewards are also subject to a monthly cap based on the user’s $TITN staking tier.

Stake Tier	Requirement	Monthly Cashback Cap
Standard	No staking requirement	$5
Community	10,000 $TITN	$10
Community+	100,000 $TITN	$15

🌍 Available Countries

🇦🇫 Afghanistan, 🇦🇱 Albania, 🇦🇩 Andorra, 🇦🇮 Anguilla, 🇦🇬 Antigua & Barbuda, 🇦🇷 Argentina, 🇦🇲 Armenia, 🇦🇼 Aruba, 🇦🇺 Australia, 🇦🇹 Austria, 🇦🇿 Azerbaijan, 🇧🇸 Bahamas, 🇧🇭 Bahrain, 🇧🇩 Bangladesh, 🇧🇧 Barbados, 🇧🇪 Belgium, 🇧🇿 Belize, 🇧🇯 Benin, 🇧🇲 Bermuda, 🇧🇦 Bosnia and Herzegovina, 🇧🇼 Botswana, 🇧🇳 Brunei, 🇧🇮 Burundi, 🇰🇭 Cambodia, 🇨🇦 Canada, 🇰🇾 Cayman Islands, 🇨🇫 Central African Republic, 🇹🇩 Chad, 🇨🇱 Chile, 🇨🇳 China, 🇨🇴 Colombia, 🇰🇲 Comoros, 🇨🇷 Costa Rica, 🇭🇷 Croatia, 🇨🇺 Cuba, 🇨🇼 Curaçao, 🇨🇾 Cyprus, 🇨🇿 Czech Republic, 🇩🇰 Denmark, 🇩🇯 Djibouti, 🇩🇲 Dominica, 🇩🇴 Dominican Republic, 🇪🇨 Ecuador, 🇪🇬 Egypt, 🇸🇻 El Salvador, 🇬🇶 Equatorial Guinea, 🇪🇷 Eritrea, 🇪🇪 Estonia, 🇸🇿 Eswatini, 🇪🇹 Ethiopia, 🇫🇯 Fiji, 🇫🇮 Finland, 🇫🇷 France, 🇬🇦 Gabon, 🇬🇲 Gambia, 🇬🇪 Georgia, 🇩🇪 Germany, 🇬🇭 Ghana, 🇬🇮 Gibraltar, 🇬🇷 Greece, 🇬🇩 Grenada, 🇬🇬 Guernsey, 🇬🇳 Guinea, 🇬🇼 Guinea-Bissau, 🇬🇾 Guyana, 🇭🇳 Honduras, 🇭🇰 Hong Kong, 🇭🇺 Hungary, 🇮🇸 Iceland, 🇮🇳 India, 🇮🇩 Indonesia, 🇮🇶 Iraq, 🇮🇪 Ireland, 🇮🇲 Isle of Man, 🇮🇱 Israel, 🇮🇹 Italy, 🇯🇲 Jamaica, 🇯🇵 Japan, 🇯🇪 Jersey, 🇯🇴 Jordan, 🇰🇿 Kazakhstan, 🇰🇮 Kiribati, 🇽🇰 Kosovo, 🇰🇼 Kuwait, 🇰🇬 Kyrgyzstan, 🇱🇻 Latvia, 🇱🇸 Lesotho, 🇱🇷 Liberia, 🇱🇾 Libya, 🇱🇮 Liechtenstein, 🇱🇹 Lithuania, 🇱🇺 Luxembourg, 🇲🇴 Macao, 🇲🇬 Madagascar, 🇲🇾 Malaysia, 🇲🇻 Maldives, 🇲🇱 Mali, 🇲🇹 Malta, 🇲🇭 Marshall Islands, 🇲🇷 Mauritania, 🇲🇺 Mauritius, 🇲🇽 Mexico, 🇫🇲 Micronesia, 🇲🇩 Moldova, 🇲🇳 Mongolia, 🇲🇪 Montenegro, 🇲🇸 Montserrat, 🇲🇦 Morocco, 🇳🇷 Nauru, 🇳🇱 Netherlands, 🇳🇿 New Zealand, 🇳🇮 Nicaragua, 🇳🇺 Niue, 🇲🇰 North Macedonia, 🇳🇴 Norway, 🇵🇰 Pakistan, 🇵🇼 Palau, 🇵🇦 Panama, 🇵🇬 Papua New Guinea, 🇵🇾 Paraguay, 🇵🇪 Peru, 🇵🇭 Philippines, 🇵🇱 Poland, 🇵🇹 Portugal, 🇵🇷 Puerto Rico, 🇶🇦 Qatar, 🇨🇬 Republic of the Congo, 🇷🇴 Romania, 🇷🇼 Rwanda, 🇰🇳 Saint Kitts and Nevis, 🇱🇨 Saint Lucia, 🇻🇨 Saint Vincent and the Grenadines, 🇸🇲 San Marino, 🇸🇹 São Tomé and Príncipe, 🇸🇦 Saudi Arabia, 🇸🇳 Senegal, 🇷🇸 Serbia, 🇸🇨 Seychelles, 🇸🇱 Sierra Leone, 🇸🇬 Singapore, 🇸🇰 Slovakia, 🇸🇮 Slovenia, 🇸🇧 Solomon Islands, 🇸🇴 Somalia, 🇪🇸 Spain, 🇱🇰 Sri Lanka, 🇸🇩 Sudan, 🇸🇷 Suriname, 🇸🇪 Sweden, 🇨🇭 Switzerland, 🇹🇼 Taiwan, 🇹🇯 Tajikistan, 🇹🇿 Tanzania, 🇹🇭 Thailand, 🇹🇱 Timor-Leste, 🇹🇬 Togo, 🇹🇴 Tonga, 🇹🇹 Trinidad and Tobago, 🇹🇳 Tunisia, 🇹🇷 Turkey, 🇹🇲 Turkmenistan, 🇹🇨 Turks and Caicos Islands, 🇹🇻 Tuvalu, 🇺🇬 Uganda, 🇺🇦 Ukraine, 🇦🇪 United Arab Emirates, 🇬🇧 United Kingdom, 🇺🇸 United States, 🇺🇾 Uruguay, 🇺🇿 Uzbekistan, 🇻🇺 Vanuatu, 🇻🇦 Vatican City, 🇿🇲 Zambia, and 🇿🇼 Zimbabwe.

The new THORWallet Card is separate from the existing THORWallet Mastercard and IBAN product.

The new card is designed to offer broader global availability, easier onboarding, lower FX and top-up fees, and cashback benefits for Premium tier users.

Users can have both products at the same time, as long as they are eligible for each product based on country availability, and verification requirements.