> For the complete documentation index, see [llms.txt](https://faqs.thorwallet.org/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://faqs.thorwallet.org/thorwallet-card.md). # THORWallet Card THORWallet offers a new global Mastercard card experience directly within the app. The THORWallet Card allows users to spend with a virtual or physical Mastercard, top up with USDC, and use their card globally across supported countries. The card is designed for everyday crypto spending, with fast onboarding, zero USDC top-up fees, competitive FX fees, cashback on selected plans, and 24/7 in-app support ๐ŸŒ The THORWallet Card is available in 170+ countries, including the US. ๐Ÿ’ต Users can top up the card with USDC. โœ… THORWallet does not charge a USDC top-up fee. ๐Ÿ“ฑ A virtual Mastercard is available directly in the mobile app. ๐Ÿ’ณ Physical Mastercard access is available depending on the selected plan. ๐Ÿ›’ The card can be used for online payments, subscriptions, travel, and everyday purchases wherever Mastercard is accepted. โญ Premium users can access higher limits, cashback, and priority support. ๐Ÿš€ $TITN stakers receive higher cashback benefits. {% hint style="info" %} ๐Ÿ“ Card availability depends on the userโ€™s country of residence, verification status, and applicable eligibility requirements. {% endhint %} #### THORWallet Card Plans THORWallet offers different card plans with different benefits, limits, and fees. Users can start with the free Basic plan for virtual card access, or upgrade to Premium for lower fees, cashback, higher monthly limits, priority support, and physical card access on request.

Basic Card

Premium Card

PlanBasicPremium
CostFreeOne time Purchase
Cost per yearFree$99*(With Referral)
Card typeVirtual MastercardVirtual + Physical Mastercard
Physical cardNot includedIncluded
Cashback0%Up to 0.5%*
USDC top-up fee0%0%
FX fee markup1.5%1.5%
ATM withdrawal markup*$1 + 5$ Intl$1 + 5$ Intl
Monthly limit$100,000*$1,000,000
24/7 in-app chat supportStandardPriority
Availability170+ countries, including the US170+ countries, including the US
Additional benefits-Higher cashback for eligible $TITN stakers
{% hint style="info" icon="dollar-sign" %} **Note:** Basic users receive an initial monthly card limit of **$10,000** after completing the standard verification required during card setup. If a user reaches or exceeds this limit, they may be prompted in the app to complete an additional questionnaire to request higher limits. Once the additional review is completed and approved, the Basic card limits can be increased to **$100,000** Monthly Limit. {% endhint %} #### Transaction Limits | Transaction Type | Basic | Premium | | ------------------- | ---------: | ---------: | | POS per transaction | $20,000\* | $100,000 | | POS daily limit | $50,000\* | $500,000 | | POS monthly limit | $100,000\* | $1,000,000 | | ATM per transaction | $2,500 | $2,500 | | ATM daily limit | $10,000 | $10,000 | | ATM monthly limit | $20,000 | $60,000 | #### Cashback and Rewards ๐Ÿ’ธ ๐Ÿ’ณ **0.5% Cashback**\ Premium users earn **0.5% cashback** on eligible card spending. ๐ŸŽ‰ **First Year**\ Cashback applies to up to **$5,000 in monthly card spend** during your first year. ๐Ÿ“‰ **After the First Year**\ The standard cashback-eligible spending cap is reduced to **$2,000 per month**. โšก **Stake TITN, Keep the Higher Cap**\ Users who **stake TITN** continue to receive the higher **$5,000 monthly cashback-eligible spending cap**, even after their first year. > ### ๐ŸŒ **Available Countries** > > **Europe**\ > ๐Ÿ‡ฆ๐Ÿ‡ฑ Albania, ๐Ÿ‡ฆ๐Ÿ‡ฉ Andorra, ๐Ÿ‡ฆ๐Ÿ‡น Austria, ๐Ÿ‡ง๐Ÿ‡ช Belgium, ๐Ÿ‡ญ๐Ÿ‡ท Croatia, ๐Ÿ‡จ๐Ÿ‡พ Cyprus, ๐Ÿ‡จ๐Ÿ‡ฟ Czechia, ๐Ÿ‡ฉ๐Ÿ‡ฐ Denmark, ๐Ÿ‡ช๐Ÿ‡ช Estonia, ๐Ÿ‡ซ๐Ÿ‡ฎ Finland, ๐Ÿ‡ซ๐Ÿ‡ท France, ๐Ÿ‡ฌ๐Ÿ‡ช Georgia, ๐Ÿ‡ฉ๐Ÿ‡ช Germany, ๐Ÿ‡ฌ๐Ÿ‡ฎ Gibraltar, ๐Ÿ‡ฌ๐Ÿ‡ท Greece, ๐Ÿ‡ฌ๐Ÿ‡ฌ Guernsey, ๐Ÿ‡ญ๐Ÿ‡บ Hungary, ๐Ÿ‡ฎ๐Ÿ‡ธ Iceland, ๐Ÿ‡ฎ๐Ÿ‡ช Ireland, ๐Ÿ‡ฎ๐Ÿ‡ฒ Isle of Man, ๐Ÿ‡ฎ๐Ÿ‡น Italy, ๐Ÿ‡ฏ๐Ÿ‡ช Jersey, ๐Ÿ‡ฑ๐Ÿ‡ป Latvia, ๐Ÿ‡ฑ๐Ÿ‡ฎ Liechtenstein, ๐Ÿ‡ฑ๐Ÿ‡น Lithuania, ๐Ÿ‡ฑ๐Ÿ‡บ Luxembourg, ๐Ÿ‡ฒ๐Ÿ‡ฉ Moldova, ๐Ÿ‡ฒ๐Ÿ‡ช Montenegro, ๐Ÿ‡ณ๐Ÿ‡ฑ Netherlands, ๐Ÿ‡ฒ๐Ÿ‡ฐ North Macedonia, ๐Ÿ‡ณ๐Ÿ‡ด Norway, ๐Ÿ‡ต๐Ÿ‡ฑ Poland, ๐Ÿ‡ต๐Ÿ‡น Portugal, ๐Ÿ‡ท๐Ÿ‡ด Romania, ๐Ÿ‡ธ๐Ÿ‡ฒ San Marino, ๐Ÿ‡ท๐Ÿ‡ธ Serbia, ๐Ÿ‡ธ๐Ÿ‡ฐ Slovakia, ๐Ÿ‡ธ๐Ÿ‡ฎ Slovenia, ๐Ÿ‡ช๐Ÿ‡ธ Spain, ๐Ÿ‡ธ๐Ÿ‡ช Sweden, ๐Ÿ‡จ๐Ÿ‡ญ Switzerland, ๐Ÿ‡บ๐Ÿ‡ฆ Ukraine, ๐Ÿ‡ฌ๐Ÿ‡ง United Kingdom, ๐Ÿ‡ป๐Ÿ‡ฆ Vatican City. > > **Asia & Middle East**\ > ๐Ÿ‡ฆ๐Ÿ‡ซ Afghanistan, ๐Ÿ‡ฆ๐Ÿ‡ฒ Armenia, ๐Ÿ‡ฆ๐Ÿ‡ฟ Azerbaijan, ๐Ÿ‡ง๐Ÿ‡ญ Bahrain, ๐Ÿ‡ง๐Ÿ‡ฉ Bangladesh, ๐Ÿ‡ง๐Ÿ‡ณ Brunei, ๐Ÿ‡ฐ๐Ÿ‡ญ Cambodia, ๐Ÿ‡ญ๐Ÿ‡ฐ Hong Kong, ๐Ÿ‡ฎ๐Ÿ‡ฉ Indonesia, ๐Ÿ‡ฎ๐Ÿ‡ฑ Israel, ๐Ÿ‡ฏ๐Ÿ‡ต Japan, ๐Ÿ‡ฏ๐Ÿ‡ด Jordan, ๐Ÿ‡ฐ๐Ÿ‡ฟ Kazakhstan, ๐Ÿ‡ฐ๐Ÿ‡ฌ Kyrgyzstan, ๐Ÿ‡ฒ๐Ÿ‡ด Macau, ๐Ÿ‡ฒ๐Ÿ‡พ Malaysia, ๐Ÿ‡ฒ๐Ÿ‡ป Maldives, ๐Ÿ‡ฒ๐Ÿ‡ณ Mongolia, ๐Ÿ‡ด๐Ÿ‡ฒ Oman, ๐Ÿ‡ต๐Ÿ‡ฐ Pakistan, ๐Ÿ‡ต๐Ÿ‡ญ Philippines, ๐Ÿ‡ถ๐Ÿ‡ฆ Qatar, ๐Ÿ‡ธ๐Ÿ‡ฆ Saudi Arabia, ๐Ÿ‡ธ๐Ÿ‡ฌ Singapore, ๐Ÿ‡ฐ๐Ÿ‡ท South Korea, ๐Ÿ‡ฑ๐Ÿ‡ฐ Sri Lanka, ๐Ÿ‡น๐Ÿ‡ผ Taiwan, ๐Ÿ‡น๐Ÿ‡ฏ Tajikistan, ๐Ÿ‡น๐Ÿ‡ญ Thailand, ๐Ÿ‡น๐Ÿ‡ฑ Timor-Leste, ๐Ÿ‡น๐Ÿ‡ท Turkey, ๐Ÿ‡น๐Ÿ‡ฒ Turkmenistan, ๐Ÿ‡ฆ๐Ÿ‡ช United Arab Emirates, ๐Ÿ‡บ๐Ÿ‡ฟ Uzbekistan. > > **Africa**\ > ๐Ÿ‡ฉ๐Ÿ‡ฟ Algeria, ๐Ÿ‡ง๐Ÿ‡ฏ Benin, ๐Ÿ‡ง๐Ÿ‡ผ Botswana, ๐Ÿ‡ง๐Ÿ‡ซ Burkina Faso, ๐Ÿ‡ง๐Ÿ‡ฎ Burundi, ๐Ÿ‡จ๐Ÿ‡ซ Central African Republic, ๐Ÿ‡น๐Ÿ‡ฉ Chad, ๐Ÿ‡ฐ๐Ÿ‡ฒ Comoros, ๐Ÿ‡จ๐Ÿ‡ฌ Congo - Brazzaville, ๐Ÿ‡ฉ๐Ÿ‡ฏ Djibouti, ๐Ÿ‡ช๐Ÿ‡ฌ Egypt, ๐Ÿ‡ฌ๐Ÿ‡ถ Equatorial Guinea, ๐Ÿ‡ช๐Ÿ‡ท Eritrea, ๐Ÿ‡ธ๐Ÿ‡ฟ Eswatini, ๐Ÿ‡ช๐Ÿ‡น Ethiopia, ๐Ÿ‡ฌ๐Ÿ‡ฆ Gabon, ๐Ÿ‡ฌ๐Ÿ‡ฒ Gambia, ๐Ÿ‡ฌ๐Ÿ‡ญ Ghana, ๐Ÿ‡ฌ๐Ÿ‡ณ Guinea, ๐Ÿ‡ฌ๐Ÿ‡ผ Guinea-Bissau, ๐Ÿ‡ฑ๐Ÿ‡ธ Lesotho, ๐Ÿ‡ฑ๐Ÿ‡ท Liberia, ๐Ÿ‡ฑ๐Ÿ‡พ Libya, ๐Ÿ‡ฒ๐Ÿ‡ฌ Madagascar, ๐Ÿ‡ฒ๐Ÿ‡ฑ Mali, ๐Ÿ‡ฒ๐Ÿ‡ท Mauritania, ๐Ÿ‡ฒ๐Ÿ‡บ Mauritius, ๐Ÿ‡ฒ๐Ÿ‡ฆ Morocco, ๐Ÿ‡ฒ๐Ÿ‡ฟ Mozambique, ๐Ÿ‡ณ๐Ÿ‡ฆ Namibia, ๐Ÿ‡ท๐Ÿ‡ผ Rwanda, ๐Ÿ‡ธ๐Ÿ‡น Sรฃo Tomรฉ & Prรญncipe, ๐Ÿ‡ธ๐Ÿ‡ณ Senegal, ๐Ÿ‡ธ๐Ÿ‡จ Seychelles, ๐Ÿ‡ธ๐Ÿ‡ฑ Sierra Leone, ๐Ÿ‡ธ๐Ÿ‡ด Somalia, ๐Ÿ‡ฟ๐Ÿ‡ฆ South Africa, ๐Ÿ‡น๐Ÿ‡ฟ Tanzania, ๐Ÿ‡น๐Ÿ‡ฌ Togo, ๐Ÿ‡น๐Ÿ‡ณ Tunisia, ๐Ÿ‡บ๐Ÿ‡ฌ Uganda, ๐Ÿ‡ฟ๐Ÿ‡ฒ Zambia, ๐Ÿ‡ฟ๐Ÿ‡ผ Zimbabwe. > > **North America & Caribbean**\ > ๐Ÿ‡ฆ๐Ÿ‡ฎ Anguilla, ๐Ÿ‡ฆ๐Ÿ‡ฌ Antigua & Barbuda, ๐Ÿ‡ฆ๐Ÿ‡ผ Aruba, ๐Ÿ‡ง๐Ÿ‡ธ Bahamas, ๐Ÿ‡ง๐Ÿ‡ง Barbados, ๐Ÿ‡ง๐Ÿ‡ฟ Belize, ๐Ÿ‡ง๐Ÿ‡ฒ Bermuda, ๐Ÿ‡จ๐Ÿ‡ฆ Canada, ๐Ÿ‡ฐ๐Ÿ‡พ Cayman Islands, ๐Ÿ‡จ๐Ÿ‡ท Costa Rica, ๐Ÿ‡จ๐Ÿ‡บ Cuba, ๐Ÿ‡จ๐Ÿ‡ผ Curaรงao, ๐Ÿ‡ฉ๐Ÿ‡ฒ Dominica, ๐Ÿ‡ฉ๐Ÿ‡ด Dominican Republic, ๐Ÿ‡ธ๐Ÿ‡ป El Salvador, ๐Ÿ‡ฌ๐Ÿ‡ฉ Grenada, ๐Ÿ‡ฌ๐Ÿ‡พ Guyana, ๐Ÿ‡ญ๐Ÿ‡ณ Honduras, ๐Ÿ‡ฏ๐Ÿ‡ฒ Jamaica, ๐Ÿ‡ฒ๐Ÿ‡ธ Montserrat, ๐Ÿ‡ณ๐Ÿ‡ฎ Nicaragua, ๐Ÿ‡ต๐Ÿ‡ฆ Panama, ๐Ÿ‡ต๐Ÿ‡ท Puerto Rico, ๐Ÿ‡ฐ๐Ÿ‡ณ Saint Kitts & Nevis, ๐Ÿ‡ฑ๐Ÿ‡จ Saint Lucia, ๐Ÿ‡ป๐Ÿ‡จ Saint Vincent & Grenadines, ๐Ÿ‡น๐Ÿ‡น Trinidad & Tobago, ๐Ÿ‡น๐Ÿ‡จ Turks & Caicos, ๐Ÿ‡บ๐Ÿ‡ธ United States. > > **South America**\ > ๐Ÿ‡ฆ๐Ÿ‡ท Argentina, ๐Ÿ‡ง๐Ÿ‡ท Brazil, ๐Ÿ‡จ๐Ÿ‡ฑ Chile, ๐Ÿ‡จ๐Ÿ‡ด Colombia, ๐Ÿ‡ช๐Ÿ‡จ Ecuador, ๐Ÿ‡ต๐Ÿ‡พ Paraguay, ๐Ÿ‡ต๐Ÿ‡ช Peru, ๐Ÿ‡ธ๐Ÿ‡ท Suriname, ๐Ÿ‡บ๐Ÿ‡พ Uruguay. > > **Oceania & Pacific**\ > ๐Ÿ‡ฆ๐Ÿ‡บ Australia, ๐Ÿ‡ซ๐Ÿ‡ฏ Fiji, ๐Ÿ‡ฐ๐Ÿ‡ฎ Kiribati, ๐Ÿ‡ฒ๐Ÿ‡ญ Marshall Islands, ๐Ÿ‡ซ๐Ÿ‡ฒ Micronesia, ๐Ÿ‡ณ๐Ÿ‡ท Nauru, ๐Ÿ‡ณ๐Ÿ‡ฟ New Zealand, ๐Ÿ‡ณ๐Ÿ‡บ Niue, ๐Ÿ‡ต๐Ÿ‡ผ Palau, ๐Ÿ‡ธ๐Ÿ‡ง Solomon Islands, ๐Ÿ‡น๐Ÿ‡ด Tonga, ๐Ÿ‡น๐Ÿ‡ป Tuvalu, ๐Ÿ‡ป๐Ÿ‡บ Vanuatu. {% hint style="warning" %} The new THORWallet Card is separate from the existing [THORWallet Mastercard and IBAN product](/thorwallet-iban-mastercard.md). The new card is designed to offer broader global availability, easier onboarding, Zero top-up fees, and cashback benefits for Premium tier users. Users can have both products at the same time, as long as they are eligible for each product based on country availability, and verification requirements. {% endhint %}