# THORWallet Card

THORWallet offers a new global Mastercard card experience directly within the app. The THORWallet Card allows users to spend with a virtual or physical Mastercard, top up with USDC, and use their card globally across supported countries.

The card is designed for everyday crypto spending, with fast onboarding, zero USDC top-up fees, competitive FX fees, cashback on selected plans, and 24/7 in-app support

🌍 The THORWallet Card is available in 175+ countries, including the US.

💵 Users can top up the card with USDC.

✅ THORWallet does not charge a USDC top-up fee.

📱 A virtual Mastercard is available directly in the mobile app.

💳 Physical Mastercard access is available depending on the selected plan.

🛒 The card can be used for online payments, subscriptions, travel, and everyday purchases wherever Mastercard is accepted.

⭐ Premium users can access lower FX fees, higher limits, cashback, and priority support.

🚀 $TITN stakers receive higher cashback benefits.

{% hint style="info" %}
📍 Card availability depends on the user’s country of residence, verification status, and applicable eligibility requirements.
{% endhint %}

#### THORWallet Card Plans

THORWallet offers different card plans with different benefits, limits, and fees. Users can start with the free Basic plan for virtual card access, or upgrade to Premium for lower fees, cashback, higher monthly limits, priority support, and physical card access on request.

<div><figure><img src="/files/jthfRDuYM1bOEr5HM94d" alt=""><figcaption><p>Basic Tier </p></figcaption></figure> <figure><img src="/files/9l40z4G3UPqoMhXo3ZIi" alt=""><figcaption><p>Premium Tier</p></figcaption></figure></div>

<table><thead><tr><th width="171.09765625">Plan</th><th align="right">Basic</th><th align="right">Premium</th></tr></thead><tbody><tr><td>Cost</td><td align="right">Free</td><td align="right">$6.25/month, billed yearly</td></tr><tr><td>Cost per year</td><td align="right">Free</td><td align="right">$75/year</td></tr><tr><td>Card type</td><td align="right">Virtual Mastercard</td><td align="right">Virtual + Physical Mastercard on request</td></tr><tr><td>Physical card</td><td align="right">Not included</td><td align="right">Available on-demand</td></tr><tr><td>Cashback</td><td align="right">0%</td><td align="right">Up to 2%*</td></tr><tr><td>USDC top-up fee</td><td align="right">0%</td><td align="right">0%</td></tr><tr><td>FX fee markup</td><td align="right">1.5%</td><td align="right">0.5%</td></tr><tr><td>ATM withdrawal markup*</td><td align="right">$1 + 0.95%</td><td align="right">$1 + 0.65%</td></tr><tr><td>Monthly limit</td><td align="right">$5,000</td><td align="right">$50,000</td></tr><tr><td>24/7 in-app chat support</td><td align="right">Standard</td><td align="right">Priority</td></tr><tr><td>Availability</td><td align="right">175+ countries, including the US</td><td align="right">175+ countries, including the US</td></tr><tr><td>Additional benefits</td><td align="right">-</td><td align="right">Higher cashback for eligible $TITN stakers</td></tr></tbody></table>

#### Cashback and Rewards 💸

Cashback is available on the Premium plan for eligible purchases.

Premium users can earn up to 2% cashback.

Eligible $TITN stakers may receive higher cashback benefits depending on staking status, plan eligibility, and applicable reward conditions.

Cashback rates, monthly reward limits, supported transactions, and eligibility may vary.

> ### 🌍 **Available Countries**&#x20;
>
> 🇦🇫 Afghanistan, 🇦🇱 Albania, 🇦🇩 Andorra, 🇦🇮 Anguilla, 🇦🇬 Antigua & Barbuda, 🇦🇷 Argentina, 🇦🇲 Armenia, 🇦🇼 Aruba, 🇦🇺 Australia, 🇦🇹 Austria, 🇦🇿 Azerbaijan, 🇧🇸 Bahamas, 🇧🇭 Bahrain, 🇧🇩 Bangladesh, 🇧🇧 Barbados, 🇧🇪 Belgium, 🇧🇿 Belize, 🇧🇯 Benin, 🇧🇲 Bermuda, 🇧🇦 Bosnia and Herzegovina, 🇧🇼 Botswana, 🇧🇳 Brunei, 🇧🇮 Burundi, 🇰🇭 Cambodia, 🇨🇦 Canada, 🇰🇾 Cayman Islands, 🇨🇫 Central African Republic, 🇹🇩 Chad, 🇨🇱 Chile, 🇨🇳 China, 🇨🇴 Colombia, 🇰🇲 Comoros, 🇨🇷 Costa Rica, 🇭🇷 Croatia, 🇨🇺 Cuba, 🇨🇼 Curaçao, 🇨🇾 Cyprus, 🇨🇿 Czech Republic, 🇩🇰 Denmark, 🇩🇯 Djibouti, 🇩🇲 Dominica, 🇩🇴 Dominican Republic, 🇪🇨 Ecuador, 🇪🇬 Egypt, 🇸🇻 El Salvador, 🇬🇶 Equatorial Guinea, 🇪🇷 Eritrea, 🇪🇪 Estonia, 🇸🇿 Eswatini, 🇪🇹 Ethiopia, 🇫🇯 Fiji, 🇫🇮 Finland, 🇫🇷 France, 🇬🇦 Gabon, 🇬🇲 Gambia, 🇬🇪 Georgia, 🇩🇪 Germany, 🇬🇭 Ghana, 🇬🇮 Gibraltar, 🇬🇷 Greece, 🇬🇩 Grenada, 🇬🇬 Guernsey, 🇬🇳 Guinea, 🇬🇼 Guinea-Bissau, 🇬🇾 Guyana, 🇭🇳 Honduras, 🇭🇰 Hong Kong, 🇭🇺 Hungary, 🇮🇸 Iceland, 🇮🇳 India, 🇮🇩 Indonesia, 🇮🇶 Iraq, 🇮🇪 Ireland, 🇮🇲 Isle of Man, 🇮🇱 Israel, 🇮🇹 Italy, 🇯🇲 Jamaica, 🇯🇵 Japan, 🇯🇪 Jersey, 🇯🇴 Jordan, 🇰🇿 Kazakhstan, 🇰🇮 Kiribati, 🇽🇰 Kosovo, 🇰🇼 Kuwait, 🇰🇬 Kyrgyzstan, 🇱🇻 Latvia, 🇱🇸 Lesotho, 🇱🇷 Liberia, 🇱🇾 Libya, 🇱🇮 Liechtenstein, 🇱🇹 Lithuania, 🇱🇺 Luxembourg, 🇲🇴 Macao, 🇲🇬 Madagascar, 🇲🇾 Malaysia, 🇲🇻 Maldives, 🇲🇱 Mali, 🇲🇹 Malta, 🇲🇭 Marshall Islands, 🇲🇷 Mauritania, 🇲🇺 Mauritius, 🇲🇽 Mexico, 🇫🇲 Micronesia, 🇲🇩 Moldova, 🇲🇳 Mongolia, 🇲🇪 Montenegro, 🇲🇸 Montserrat, 🇲🇦 Morocco, 🇳🇷 Nauru, 🇳🇱 Netherlands, 🇳🇿 New Zealand, 🇳🇮 Nicaragua, 🇳🇺 Niue, 🇲🇰 North Macedonia, 🇳🇴 Norway, 🇵🇰 Pakistan, 🇵🇼 Palau, 🇵🇦 Panama, 🇵🇬 Papua New Guinea, 🇵🇾 Paraguay, 🇵🇪 Peru, 🇵🇭 Philippines, 🇵🇱 Poland, 🇵🇹 Portugal, 🇵🇷 Puerto Rico, 🇶🇦 Qatar, 🇨🇬 Republic of the Congo, 🇷🇴 Romania, 🇷🇼 Rwanda, 🇰🇳 Saint Kitts and Nevis, 🇱🇨 Saint Lucia, 🇻🇨 Saint Vincent and the Grenadines, 🇸🇲 San Marino, 🇸🇹 São Tomé and Príncipe, 🇸🇦 Saudi Arabia, 🇸🇳 Senegal, 🇷🇸 Serbia, 🇸🇨 Seychelles, 🇸🇱 Sierra Leone, 🇸🇬 Singapore, 🇸🇰 Slovakia, 🇸🇮 Slovenia, 🇸🇧 Solomon Islands, 🇸🇴 Somalia, 🇪🇸 Spain, 🇱🇰 Sri Lanka, 🇸🇩 Sudan, 🇸🇷 Suriname, 🇸🇪 Sweden, 🇨🇭 Switzerland, 🇹🇼 Taiwan, 🇹🇯 Tajikistan, 🇹🇿 Tanzania, 🇹🇭 Thailand, 🇹🇱 Timor-Leste, 🇹🇬 Togo, 🇹🇴 Tonga, 🇹🇹 Trinidad and Tobago, 🇹🇳 Tunisia, 🇹🇷 Turkey, 🇹🇲 Turkmenistan, 🇹🇨 Turks and Caicos Islands, 🇹🇻 Tuvalu, 🇺🇬 Uganda, 🇺🇦 Ukraine, 🇦🇪 United Arab Emirates, 🇬🇧 United Kingdom, 🇺🇸 United States, 🇺🇾 Uruguay, 🇺🇿 Uzbekistan, 🇻🇺 Vanuatu, 🇻🇦 Vatican City, 🇿🇲 Zambia, and 🇿🇼 Zimbabwe.

{% hint style="warning" %}
The new THORWallet Card is separate from the existing [THORWallet Mastercard and IBAN product](/thorwallet-iban-mastercard.md).

The new card is designed to offer broader global availability, easier onboarding, lower FX and top-up fees, and cashback benefits for Premium tier users.

Users can have both products at the same time, as long as they are eligible for each product based on country availability, and verification requirements.
{% endhint %}


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