THORWallet Mastercard

THORWallet offers a Swiss Bank account and a global debit Mastercard within the app. The Mastercard is a multi-currency debit card, allowing users to spend their crypto directly at any merchant that accepts Mastercard. With monthly limits of up to 1M EUR, it provides a seamless way to use crypto for everyday purchases.

The card supports payments in USD, EUR, CHF, and RMB, making it a versatile option for international transactions.

• 🔐 KYC is mandatory to access banking services and is verified by the Fiat24 team.

• 🛡️ THORWallet does not store or access your KYC or personal data.

• 🌍 Crypto banking services (Swiss IBAN) are available in 100+ countries.

• 💳 THORWallet Mastercard:

  • 📱 Virtual card issued via the mobile app.

  • 🍎📲 Can be added to Apple Pay and Google Pay.

  • 🌐 Usable worldwide for both online and in-store payments.

• 💱 Supports multiple base currencies: USD, CHF, EUR, and RMB.

• 🧾 Automatically debits the corresponding currency account within the app.

• 💸 Account top-up options:

  • 🪙 USDC (Arbitrum)

  • 🔁 Other crypto assets

  • 🏦 Direct bank transfer

• ⚡ Easily swap to USDC (Arbitrum) within the app for seamless funding.

🏦 THORWallet Card Tiers

THORWallet offers three card tiers with different benefits, limits, and fees. Users can upgrade for lower fees and higher spending limits. The Standard Card is free and available directly in the app, while Gold and Platinum tiers require a one-time sign-up fee.

📊 Card Tier Comparison

Tier	Crypto Top-up & FX Fee	Bank Limit/month	Card Limit/month	Card Limit/day	Sign-up Fee
🆓 Standard	1%	$100,000	$20,000	$10,000	Free
🟡 Gold	0.5%	$1,000,000	$200,000	$100,000	1.5 ETH (from 3 ETH)
⚪️ Platinum	0.25%	$10,000,000	$200,000	$100,000	15 ETH (from 30 ETH)

🌍 Country-Based Limits for Standard Tier

🟢 $100,000 Monthly Limit: Australia 🇦🇺, Austria 🇦🇹, Belgium 🇧🇪, Brazil 🇧🇷, Bulgaria 🇧🇬, Canada 🇨🇦, China 🇨🇳, Croatia 🇭🇷, Cyprus 🇨🇾, Czech Republic 🇨🇿, Denmark 🇩🇰, Estonia 🇪🇪, Faroe Islands 🇫🇴, Finland 🇫🇮, France 🇫🇷, Germany 🇩🇪, Greece 🇬🇷, Hong Kong 🇭🇰, Hungary 🇭🇺, Iceland 🇮🇸, Ireland 🇮🇪, Italy 🇮🇹, Japan 🇯🇵, South Korea 🇰🇷, Latvia 🇱🇻, Liechtenstein 🇱🇮, Lithuania 🇱🇹, Luxembourg 🇱🇺, Netherlands 🇳🇱, New Zealand 🇳🇿, Norway 🇳🇴, Poland 🇵🇱, Portugal 🇵🇹, Réunion 🇷🇪, Romania 🇷🇴, Singapore 🇸🇬, Slovakia 🇸🇰, Slovenia 🇸🇮, Spain 🇪🇸, Svalbard & Jan Mayen 🇸🇯, Sweden 🇸🇪, Switzerland 🇨🇭, Taiwan 🇹🇼, United Kingdom 🇬🇧, Åland Islands 🇦🇽

🔴 $1,000 Monthly Limit: Andorra 🇦🇩, Argentina 🇦🇷, Armenia 🇦🇲, Costa Rica 🇨🇷, Dominica 🇩🇲, Dominican Republic 🇩🇴, Malaysia 🇲🇾, Mexico 🇲🇽, North Macedonia 🇲🇰, Turkey 🇹🇷, Uruguay 🇺🇾, Bangladesh 🇧🇩, Chile 🇨🇱, Colombia 🇨🇴, Georgia 🇬🇪, India 🇮🇳, Indonesia 🇮🇩, Peru 🇵🇪, San Marino 🇸🇲, Thailand 🇹🇭.

⬆️ Higher monthly and daily limits are available with upgraded card tiers (Gold or Platinum).

Note: The 🇨🇭 Swiss bank account and 💳 THORWallet Mastercard can only be accessed and managed via the THORWallet mobile app. These features are not available on the web app.